*You can also find Currencycloud’s complaints procedure on their website if you have any concerns about the service you have received

Currencycloud is a licensed E-money Institution and Payments institution and operates in a number of countries across the world. Please see the footer of this email for more details on where Currencycloud operates from, and the licenses Currencycloud holds.

EEA END CUSTOMERS

For clients based in the European Economic Area, payment services for Lano are provided by Currencycloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Head office: Nieuwezijds Voorburgwal 296-298, 1012 RT Amsterdam. Currencycloud B.V. is authorized by the DNB to carry out the business of an electronic-money institution (Relation Number: R142701).

UNITED STATES END CUSTOMERS

For clients based in the United States, payment services for Lano are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate #57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.

UK AND ROW END CUSTOMERS

For clients based in the United Kingdom and rest of the world bar US and EU, payment services for Lano are provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). Please find a link to the Currencycloud Terms page here